Case Document Filed Page of EX I I EX I I Case Document Filed Page of From Sent Deluca Phill i A ph i llip a de uca jpmchase com PM To CC Nichols Nina A i na.a.n i cho jprnchase.com Langford Wil li am ill iam.d angford jpmchase.com Ryan Maryanne maryanne.x ryan jpmchase.com Subject Attachments Jeffrey Epstein Rap i Response Team Jeff ey Esp te i 3r Mtg Jan zip i Redacted Privileged Here is the rap i response memo related to Epstein as well as i Redacted-Privilegedj Ill be send i ng along several other emails as well but for the most part attachments abo a the bul what ou a re loo ing for Phil Original Message From Ryan aryanne sent Monday January AM To Deluca Ph i ll i A sub ect RE Jeffrey Epstein Here is the RR memo which includes I think everything you ld wa or would want Let me now a fter you read it if there is more yo ould ik to see Regards Maryanne Ryan vice Pre si dent AML operations I JPMorgan ch a se Bank A I Legal and compl ia nce Department I Wood Avenue south Floor Iselin I I Or i ginal Message From Deluca Phillip A sent Monday Januar AM an Maryanne sub ect FW Jeffrey Epstein Maryanne Can you please begin to gather is info Than Ph i Original Mes sa ge From Langford i ll i am sent Monday January AM To Deluca Phillip A ichols Nina A sub ect RE Jeffre Epstein ok Can you all assemble prior ma i on the a cts and in lude a ny lev a nt pre report so we an get all the facts asap i ad ance i an meeting with Jes Than Sent with Good w.good om or i ginal Me ss age From Deluc a Phillip A Sent Mo a Jan ar AM Ea st ern Sta dard i To Ni chols ina A cc Langford Wi i am sub ect FW effrey Epste i Ni a wel ome Sorry to start your ay off with a craz a tter Im su re he you is cus this i th i ll i am hell provide some color a ro nd this atter This fits i nto the ne er a ll momen ategor Confidential JPM-SDNYLIT-00157065_R Case Document Filed Page of Please see below I can also fill you in with additional details when we speak In essence JPMC maintains the Private Banking PB relationship for this individual Jeffrey Epstein He is alleged to be involved in the human trafficking of young girls and law enforcement is also allegedly investigating his involvement in this activity He is also an alleged personal associate of the CEO of the Investment Bank Jes Staley AML Operations went to a PB risk meeting late last week requesting that we exit this re ati onshi The CEO of PB us Catherine Keating and PB General counsel Anne Verdon suggest that William and PB management meet with Jes Staley to review our recent HT initiative with him Im copying William as we have discussed this individual in the past and you may not have email set up yet Maryanne Ryans email below discusses the request as well as additional detail related to Epstein Please let me know when you have a few moments to discuss Thanks Phil original Message From Ryan Maryanne sent Friday January PM To Deluca Phillip A Cc Middlemiss Arthur subject Jeffrey Epstein Phil This email is a summary of the Rapid Response meeting regarding Jeffrey Epstein It involves an ask of William so I am sending to you first The RR meeting attended by Catherine Keating Ann Verdon the current and former banker Kevin Jim and Bonnie Perry from Risk and Art and I Jeffrey Epstein is a friend of Jess and Catherine feels that PB along with William should meet with him to explain the I-IT project and explain the banks recognition on the project and whether Epstein if further exposed could have a potential serious impact Epstein was released in July from house arrest and the Palm Beach Post carried two articles saying DOJ may be investigating for child trafficking via a modeling agency he is part owner in I think Catherine believes that after the briefing on HT that Jes would need to point blank ask Jeffrey the status of any criminal investigations Catherine made sure we knew that no one on todays call was in favor of having retained him as a client seems it all is due to Jess personal relationship Note he has about mil in the bank and some in JPMS old Bear PCS I asked legal and asked on the call about if we were ever subpoened and seems it is NO which I find very interersting as Bear was I also spent a good deal of time looking at his assistant or young lady he brought over from Praque or some place like that account She was involved in some of the detailed escapades She opened accounts in PB sponsered by him oh my were her debit transactions enlighting as Confidential JPM-SDNYLIT-00157066_R Case Document Filed Page of compared to countless stories related to his escapades Lots of salon lingerie shops drug stores ny palm beach and in st themas his places of residehce Plus lots of video like girls gone wild and some other shops not fit for my good catholic upbringing The transactions are old to Besides frequent frequent spa like charges it has died down surprised she was never subpoened The one new concerning thing is the one article about the DOJ i vestigation is saying they brought under age girls to the us via a modeling agency M2 that is owned by a guy named Brunel Turns out the banker said today we extended Epstein a loan in relation to this modeling agency It appears to be a legit modeling agency If girls were expolited via their contract or arrangement it would be hard for us to tell Bottom line we need to meet with Jes to explain HT and then Jes could decide the next steps Typed on my bb so sorry for typos I do have a PB rapid response memo I can forward as well Confidential JPM-SDNYLIT-00157067 _R Case Document Filed Page of Relationship List I Party Name Party PBU Closed Closed Closed Closed Closed Closed Closed Closed Closed Closed Closed Closed Closed Closed OM JEFFREY EPSTEIN EAST65TH ST LLC EAST65TH ST LLC DDA EAST 65TH ST LLC CAS Market Value ARTS INTERESTS ARTS INTERESTS CUSTODY ARTS INTEREST TRUST ACCOUNT CUSTODY ARTS INTEREST CAS Market Value ASW HOLDINGS INC ASW HOLDINGS INC Case Document Filed Page of Relationship List I arty Name Party PBU FINANCIAL TRUST COMPANY INC FINANCIAL TRUST COMPANY INC Case Document Filed Page of Relationship List I Party Name PartyPBU Closed Closed Closed Closed Closed Closed I CORRECT COM LLC I CORRECT COM LLC ODA I-CORRECT COM LLC GAS Market Value INSTITUTIONAL INTERESTS INSTITUTIONAL INTERESTS CUSTODY INSTITUTIONAL INTEREST-HYPERION CUSTODY INSTITUTIONAL INTEREST GENERAL CUSTODY INSTITUTIONAL INTERES_TS_ o_.o_o GAS Market Value EPSTEIN FOUNDATION EPSTEIN FOUNDATION ODA EPSTEIN INTERESTS GAS Market Value JEFFREY EPSTEIN JEFFREY EPSTEIN Case Document Filed Page of Relationship List I Pa,tyName Party PBU MMIA DDA SAVINGS NES LLC NES LLC DDA MAX FOUNDATION CAS Market Value CAS Market Value NESLLC CAS Market Value NEW YORK STRATEGY GROUP LLC NEW YORK STRATEGY GROUP LLC DDA DDA MMIA NEW YORK STRATEGY GROUP LLC NEW YORK STRATEGY GROUP LLC IOLA TRUSTA NEW YORK STRATEGY GROUP LLC AS Market Value PALM BEACH TRUST PALM BEACH TRUST DDA MMIA THE PALM BEACH TRUST THE PALM BEACH TRUST CA Market Value o.oo PLAN INC PLAN INC DDA PLAN INC CAS Market Value THE JEFFREY EPSTEIN INSURANCE TRUST NO DT THE JEFFREY EP STEIN INSURANCE TRUST NO DTD NOVEMBER DOA THE JEFFREY EPSTEIN INSURANCE TRU CAS Market Value JEFFREY EPSTEIN INSURANCE TRUST NO NO JEFFREY EPSTEIN INSURANCE TRUST NO NOVEMBER DDA THE JEFFREY EPSTEIN INSURANCE TRU CAS Market Value THE JEFFREY EPSTEIN INSURANCE TRUST NO DT THE JEFFREY EP STEIN INSURANCE TRUST NO DTD NOVEMBER DDA THE JEFFREY EPSTEIN INSURANCE TRU Generated January PM ESD Confidential Page of5 JPM-SDNYLIT-00157071 Case Document Filed Page of Relationship List I Party Name Party PBU CAS Market Value THE CO FOUNDATION INC THE CO FOUNDATION INC Closed Case Document Filed Page of Jeffrey Epstein Investigated for Child Trafficking Th Daily Beast Pagel of9 lr9miir.g topics INNOVATION Case Document Filed Page of Jeffrey Epstein Investigated for Chiid Trafficking The Daily Beast Page2of9 225Charges There is no.statute of limitations in the federal sex-trafficking law which was also enacted by the state of Florida Because his predatory habit.s stretch back many years and involved dozens of young-looking girls there may well be more eviden to uncover Several young women who claim to be Epstein victims have recently contacted a Ft Lauderdale lawyer but to date no new civil complaints have been filed Conchita Sarnoff The Billionaire Ped11hiles Sex Den Billionaire Pedoplile Goes Free These new developments come one week after the publicati.on of two articles ih The Daily Beast about Epsteins pattern of sexual contact with und.erage girts which Palm Beach police began investigating in and theU,S Attorneys office then settled in a plea deal The first lr!ifjg quoted a deposition by then-Palm Beach Chief of Pofice Michael Reiter in which he stated hat Epstein a billionaire with many powerful friends had raceived special treatment in both his plea deal and terms cf his incarceration Although federal investigators at one point produced a draft 53-page indictment against Epstein he was eventually allowed to plead guilty to only two relatively minor state chatges 267and receive a short term of lncarcerat on months in the county jail luring which he went to the office every 267day and one yeer of community control during which tie traveled frequently to New Yortl and is private Island in tne Virgin Islands Toe Daily Beast has no-.v discovered another instance in which Epstein apparently received special consiperation As a 267convicted sex offender he is equired by law to undergo an impartial psychological evaluation prior to sentencing and to receive psychiamc treatment during and after incarceration This is because child molesters tend to be repeat offenders with high es Of reddMsm Aci dhig to a source in taw enforcement Y,rever Epstein was allowed to subm a report by his private psychologist Dr Stephen Alexander of Palm Beach Florida whose phone has since been disoonneGted with no.forwarding Information Toe Daily Beasts second lcti!:LEl provided deta11s about Epsteins systematic abuse cl underage girls afhis Palm Beach mansion w.here members of his staff allegedly recruited and paid a parade of teenagers most of them or younger to perform daily massagas that devolved into masturbation groping and somt,!lmes 267fulH lcwn sexual contact Ii also revealed a monetary relationship between Epsten and Jean Luc Brune a frequent.visitor to whom he gave 1,million around the same lime that Brunel was starting his MC2 modeling agency Seine of the young girls MC2 recruited from overseas-often from Eastern Europe and Soulh America-ere known to have been p;,ssengers on Epsteins vate jets The U.S Attorney Generals Office in Florida says that it is against policy fo confirm or deny the existence of an investigati.on il:ey Epsteins lawyer Jack Goldberger says he has no knowledge of an ongoing probe and he told The Daily Beast Jeffrey Epstein has fully complied with al state and federal requirements that arise from the prioi proceedings in Palm Beach There are no pending civil lawsuits There are nol and should not be any pending criminal investigations given Mr Epsteins complete fulfillment of all the terms ofhis non-prosecution agreement witll he fi,clerel government Conchita Samoff has developed mull/media communication programs for Folfune http:/Av,-w thedailybeast.com/blogs-and I Confidential JPM-SDNYLIT-00157074 Case Document Filed Page of F-activ Listen to Article A SECTION EPSTEIN PLEADS GUILTY GIVEN MONTHS IN JAIL By WILLIAM KELLY Daily News Staff Writer words July Palm Beach Daily News FINAL Al English Copyright The Palm Beach Daily News All Rights Reserved Jeffrey Epstein mug Taken into custody Palm Beach billionaire Jeffrey Epstein pleaded guilty Monday in Palm Beach Circuit Court to felony charges that he solicited underage girls for prostitution Judge Deborah Dale Pucillo sentenced Epstein to months at the Palm Beach County Jail followed by months of house arrest during Which he will be confined to his home on El Brillo Way and permitted to leave only for work or community service Epstein was taken directly into custody He was sentenced to months in jail for solicitation of a prostitute and six months for procuring a person under age for prostitution That will be followed by months of house arrest during which time he will be allowed no unsupervised contact with minors and no access to pornographic materials The State Attorneys Office would not say how many victims there were in the case but the incidents occurred In and In court Monday Epstein wore a blue blazer tennis shoes and blue jeans and was accompanied by at least two attorneys West Palm Beach lawyer Jack A Goldberger and Miami attorney Guy Lewis Epstein responded politely when asked by the judge if he had read and fully understood the terms of his plea agreement As a condition of the agreement Epstein will be registered as a sex offender for the rest of his life But he will not be required to undergo treatment for his condition His lawyer said Epstein has been seeing a psychiatrist After he leaves jail Epstein will not be required to wear an electronic monitor but will have to keep a daily log of his activities and maintain weekly contact with a probation officer He will be allowed to leave his home for up to a half-hour while traveling to and from work or community service Goldberger would not comment on the case But Epsteins spokesman Howard Rubenstein said In a statement that Epstein has now resolved the criminal case Mr Epstein accepted responsibility for the charges relating to conduct that occurred several years ago Rubenstein said Confidential JPM-SDNYLIT-00157075 Case Document Filed Page of Factiva Page of2 A Manhattan investment.banker Epstein was scheduled to go to trial In July after being indicted in July on a felony charge of soliciting prostitution The indictment followed an 11-month investigation by Palm Beach Police who said Epstein paid five underage girls for massages and sometimes sex at his El Brillo Way home Police turned the case over to State Attorney Barry Krischers office with a probable cause affidavit that said Epstein should be arrested on four counts of unlawful sex acts with a minor and one count of lewd and lascivious molestation all second-degree felonies But rather than arresting Epstein on those charges Krischers office took the case before a grand jury which indicted him on one count of solicitation of prostitution a third-degree felony Reiter reportedly infuriated called Krischers treatment of the case highly unusual and requested and received an FBI investigation to determine whether any laws were broken Reiter would not comment for this story and has refused all media requests for comment on the plea agreement Epstein also faces five lawsuits in federal and state courts from women who claim that he sexually assaulted them when they were younger than The lawsuits claim Epstein procured the underage girls througtt a Palm Beach Community College student to come to his El Brillo Way home and give him massages Lewis who is representing him in the civil cases has said the lawsuits are without merit and that the alleged victims lied about their ages Epstein was cuffed fingerprinted and taken to jail He will fulfill a 12-month community service requirement at his own nonprofit Florida science foundation wkelly pbdailynews.com PHOTO Document More Like This Fae,tiva hr AH rights Js0rv Feedback Whats New Privacy Policy Confidential JPM-SDNYLIT-00157076 Case Document Filed Page of activU-l-age-l-of-2 Listen to Article OPINION RICH MAN FOUGHT THE LAW AND HE MOSTLY WON words July The Palm Beach Post FINAL English Copyright The Palm Beach Post All Rights Reserved Jeffrey Epstein Two years after a grand jury Indicted him on a felony charge of solicitation of prostitution Jeffrey Epstein finally admitted that he lured a teenage girl to his million 13,0-square-foot Palm Beach mansion for sex A week ago the 55-year-old investment banker began serving months in jail But that plea deal guilty of felony solicitation of prostitution and procuring a person under the age of for prostitution does not account for all five of the girls one as young as who alleged that Epstein sexually abused them And why is Epstein serving his term In the overcrowded Palm Beach County Jail and not a state prison where Inmates are sent if their sentences are longer than one year The slow dissatisfying resolution of the case sends a message to the public that theres a different system of justice for the wealthy who hire high-powered lawyers Epsteins legal team Included West Palm Beach defense attorney Jack Goldberger Harvard Law School Professor Alan Dershowitz who defended O.J Simpson against murder charges and Kenneth Starr the prosecutor who pursued then-President Bill Clinton for lylng about sex with young women Palm Beach police spent months investigating Epstein before State Attorney Barry Krischer sent the case to a grand jury instead of charging Epstein so the man who once boasted of accepting only billionaire clients could face a trial The police had taken a high school transcript class schedules and phone messages from Epsteins home that showed he knew the girls were underage Yet Mr Krischer was more swayed by Epsteins lawyers who attempted to Impugn the girls character by showing they had chatted on myspace.com about smoking marijuana and drinking He should have let a jury decide whether the victims and Epstein were credible Ultimately one charge against Epstein finally reflected the age of one victim and the plea agreement left Epstein labeled a sex offender With that additional charge if Epstein had been convicted at a trial he could have been sentenced to anything from probation to years in prison Assistant State Attorney Lanna Belohlavek said adding that the recommended guideline sentence was months Epstein also wont have to certify to the court that he is receiving counseling typically required of sex offenders because he has a private psychiatrist But without court supervision who will ensure Epstein is in fact being treated The plea deal also drops a federal investigation of Epstein If a federal investigation was warranted how does dropping it before completion benefit the public Epstein preyed on girls and denied it For three years his wealth and_ the Influence of his lawyers bought him the protection the state attorney owed to the victims PHOTO Document Confidential JPM-SDNYLIT-00157077 Case Document Filed Page of Factiva Page2 of2 More Uke This Related Factiva Intelligent IndexingTM 2C OS F.;:,cfi nc Ail dgi:ta re-S0fl-j-ed Feedback Whats New Privacy Policy Confidential JPM-SDNYLIT-00157078 Case Document Filed Page of DOCUMENT WITHHELD FOR PRIVILEGE Confidential JPM-SDNYLIT-00157079 Case Document Filed Page of Rapid Response Team January Existing Client Jeffrey Epstein Follow-up Rapid Response Mtg Private Banker Paul Morris Senior Manager Mary Casey Nature of Existing Relationship The Epstein relationship which includes accounts for his personal investment company Financial Trust Company mainly consists of banking and asset accounts with balances totaling approximately million EMBED AcroExch.Document.7 During the period of March to December there were eight large cash withdrawals totaling where Currency Transaction Reports were filed Source of Wealth Jeffrey Epstein is a money manager for wealthy individuals Press articles indicate that he owns what is said to be the Manhattans largest private house and runs his business from a acre private island in St Thomas Recent Excerpts from press The Palm Beach Post Epstein may be under new sex crime scrutiny from feds Authorities may not be done with billionaire sexual deviant Jeffrey Epstein after all Epstein who recently fulfilled all the requirements of his slap-on-the-wrist sentence may be under investigation for other sex crimes including child trafficking And this time Epstein would be facing the federales and years in prison According to the news website The Daily Beast the feds are also checking whether a modeling agency run by a friend of the Wall Street investor Epstein fed his appetite for underage foreign girls Epstein was known to fly young women from Eastern Europe to Palm Beach where theyd massage him among other services Because of double jeopardy rules Epstein now a registered Florida sex offender can never be prosecuted again for crimes covered by the state charges He pleaded guilty to felony solicitation of prostitution and procming a person under for prostitution also a felony Child trafficking however would offer two advantages to federal prosecutors The charge would not be covered by double jeopardy and theres no statute oflirnitations EMBED AcroExch.Document.7 Palm Beach Daily News House arrest nears home stretch for Epstein Palm Beach billionaire sex offender Jeffrey Epstein will be a free man when his year of probation ends Wednesday for sex crimes he committed against under-aged girls CONFIDENTIAL ATTORNEY CLIENT PRIV ALEDGE Confidential JPM-SDNYLIT-00157080 Case Document Filed Page of Epstein has settled more than two dozen lawsuits and claims against hlm by teen-agers who say they were lured to bis Palm Beach mansion to give him sexually charged massages and/or sex in exchange for money The terms of all settlements are confidential The man described as a brilliant money manager and mathematician walks away with a lifelong label registered sex offender From the deal be struck with state and federal prosecutors to bis liberal probation the word unusual is often used by those familiar with sex offender crimes to describe Epsteins case A secret deal with federal prosecutors revealed Epstein could have been charged with multiple federal counts of sexual exploitation of minors resulting in much harsher penalties But the feds deferred to two state charges that got him an 18-month sentence Serving months segregated in a vacant wing of the county stockade Epstein was let out on work release six days a week for up to hours a day Palm Beach Daily News Woman sues Epstein for alleging abuse as teen A new federal lawsuit filed Friday against billionaire sex offender Jeffrey Epstein asks for more than million in damages for a woman who alleges repeated sexual abuse by Epstein at his El Brillo Way mansion when she was The victim aeges she was coerced into prostitution as a minor by Epstein assisted by his employee alleges Epstein has transferred and is transferring his assets overseas and elsewhere to conceal them from l1er and to prevent from obtaining those assets in any judgment she may receive against him She is asking Epstein to post a million bond to satisfy a potential judgment in_the case In addition she wants an accounting of bis significant financial assets an injunction against him transferring his assets elsewhere and the appointment of a receiver to take charge of his assets Prior Rapid Response information Derogatory Information originally reported by Security Services September The following derogatory information was identified by Security Services within related entity DDRs for Jeffrey Epstein Several newspaper articles were found that detail the indictment of Jeffrey Epstein in Florida on felony charges of soliciting underage prostitutes Derogatory Information Update July On July Jeffrey Epstein was sentenced to months in jail for solicitation of a prostitute and six months for procuring a person under age for prostitution His jail sentence will be followed by months of house arrest Confidential EMBED AcroExch.Document.7 EMBED AcroExch.Document Conclusion from Rapid Response Meeting of CONFIDENTIAL ATTORNEY CLIENT PRIV ALEDGE JPM-SDNYLIT-00157081 Case Document Filed Page of After internal discussions with Jes Staley Mary Erdoes Catherine Keating John Duffy and Mary Casey it was decided that we will keep Mr Epstein solely as a banking client and on a reactive client service basis We will not proactively solicit new investment business from him Conclusion from follow-up Rapid Response of No change to relationship approach CONFIDENTIAL ATTORNEY CLIENT PRIV ALEDGE Confidential JPM-SDNYLIT-00157082
