Case Document Filed Page of EXHIBIT Case Document Filed Page of From Sent To Cc Subject Attachments Confidential Kevin bonnie perry/jpmchase Friday September PM kevin.mccleerey jpmorgan.com james.dalessio jpmorgan.com Re Fw Red-Dot Memo for USCG Client VHS LLC _Jeffrey Epstein 1.pdf.zip _Jeffrey Epstein 2.pdf.zip _.gif Mr Epstein is the sole beneficial owner of the entity He is a money manager/consultant to very high net worth individuals I have articles from the internet One describes him and individuals he is affiliated with and the second article discusses the investigation Investigation and accusations aside if we retain I think he should be flagged as high risk based upon his business the secrecy surrounding it and the individuals he is commonly associated with Let me know if you need anything else Bonnie Je1frey Epstein pd1 zip Je1frey Epstein pd1 zip Kevin McCleerey/JPMCHASE Kevin McCleerey/JPMCHASE AM To Bonnie Perry/JPMCHASE JPMCHASE cc Subject Fw Red-Dot Memo for USCG Client YHS LLC Bonnie Can you look into this how is Epstein related to YHS LLC etc I presented some information to the PBOC Operating Committee with Lisa and Anne Verdon and will discuss with you later today Thanks Forwarded by Kevin McCleerey/JPMCHASE on AM Lisa Waters PM To Kevin Mc cleerey kevin.mccleerey chase.com cc Subject Fw Red-Dot Memo for USCG Client YHS LLC Acct related to Epstein-recently in the news It ended up being a misdomeanor charge Client requested checking accts so we will have this on the next ddrs Mary Casey is the banker but it is a us client Sent from my BlackBerry Wireless Hand held Mary Casey From Mary Casey Sent PM JPM-SDNYLIT-00269393 Case Document Filed Page of Confidential To Lisa Waters Subject Fw Red-Dot Memo for USCG Client YHS LLC Mary Casey Managing Director JPMorgan Private Bank Park Ave New York NY tel fax IRS Circular Disclosure JPMorgan Chase Co and its affiliates do not provide tax advice Accordingly any discussion of U.S tax matters contained herein including any attachments is not intended or written to be used and cannot be used in connection with the promotion marketing or recommendation anyone unaffiliated with JPMorgan Chase Co of any of the matters addressed herein or for the purpose of avoiding U.S tax-related penalties Forwarded Casey/JPMCHASE on JPMorgan Chase Unit Tel Fax Nicole I Christian PM To Mary Casey/JPMCHASE JPMCHASE Tad Smith/JPMCHASE JPMCHASE cc James Dalessio/JPMCHASE JPMCHASE Bonnie Perry/JPMCHASE JPMCHASE Dori Schreiner/JPMCHASE JPMCHASE Mary Meisner/JPMCHASE JPMCHASE Brian Aber/JPMCHASE JPMCHASE Nicole Landy/JPMCHASE JPMCHASE Subject Red-Dot Memo for USCG Client YHS LLC Please review the following attachment Red-Dot Memo USCG.doc deleted by Bonnie Perry/JPMCHASE Nicole Christian Global Corporate Security Due Diligence Unit Tel Fax JPM-SDNYLIT-00269394 Case Document Filed Page of Jeffrey Epstein craved big homes elite friends and investigators say underage girls Page of Pal1 Search Site Yellow Pag Home News Sports Business Opirdon Accent Entertainment PostPix Your Town Help email page print page ft popular pages Jeffrey Epstein craved big homes elite friends and investigators say underage girls By Andrew Marra Palm Beach Post Staff Writer Monday August Wl s.lGED GARGOYLES guarded the gate at Jeffrey Epsteins Palm Beach mansion Inside hidden cameras trolled two rooms while the girls came and went For the police detectives who sifted through the garbage outside and kept records of visitors it was the lair of a troubling target Jeffrey Epstein Billionaire financier Jeffrey Epstein has been indicted for felony solicitation of prostitution by a grand jury following accusations by teen girls Past headlines More bed news Latest breaking news photos and all of todays Post stories State news Storm Hurricane news Sound off in the forum Columnists Crime live scanners Photos I Special reports Epstein one of the most mysterious of the countrys mega-rich was known as much for his secrecy as for his love of fine things magnificent homes private jets beautiful women friendships with the worlds elite But at Palm Beach police headquarters he was becoming known for something else the regular arrival of teenage girls he hired to give him massages and police say perform sexual favors Epstein was different from most sexual abuse suspects he was far more powe1iul He counted among his friends former President Bill Clinton Donald Trump and Prince Andrew along with some of the most prominent legal scientific and business minds in the country When detectives started asking questions and teenage girls started talking a wave of legal resistance followed If Palm Beach police didnt know quite who Jeffrey Epstein was they found out soon enough Epstein now was a quintessential man of mystery He amassed his fortune and friends quietly always in the background as he navigated s.lew York high society When he first attracted notice in the early it was on account of the woman he was dating Ghislaine Maxwell daughter of the late British media tycoon Robert fvlaxwell Weather I Traffic I Obituaries In a lengthy article headlined The rv1ystery of Ghislaine Maxwells Secret Love the British fvfai on Sunday tabloid laid out speculative stories that the socialites beau was a CIA spook a math teacher a conce1i pianist or a corporate headhunter But what is the truth about him the newspaper wondered Like Maxwell Epstein is both flamboyant and intensely private The media frenzy did not begin in full until a decade later In September Epstein was flung into the limelight when he flew Clinton and actors Kevin Spacey and Chris Tucker to Africa on his private jet Suddenly everyone wanted to know who Epstein was New York magazine and Vanity Fair published lengthy profiles The New York Post listed him as one of the citys most eligible bachelors and began describing him in its gossip columns with adjectives such as mysterious and reclusive Although Epstein gave no interviews the broad strokes of his past started to come into focus http://w.palmbeachpost.com/p bcwest content/local_ news la_ EPSTEIN_ html Confidential JPM-SDNYLIT-00269395 Case Document Filed Page of Jeffrey Epstein craved big homes elite friends and investigators say underage girls Building a life of extravagance Page of He was born blue-collar in the son of a New York City parks department employee and raised in Brooklyns Coney Island neighborhood He left college without a bachelors degree but became a math teacher at the prestigious Dalton School in Manhattan The story goes that the father of one of Epsteins students was so impressed with the man that he put him in touch with a senior partner at Bear Stearns the global investment bank and securities firm In Epstein left Dalton for a job at Bear Stearns By the early he had started Epstein and Co That is when he began making his millions in earnest Little is known or said about Epsteins business except this He manages money for the extremely wealthy He is said to handle accounts only of billion or greater It has been estimated he has roughly clients but their identities are the subject of only speculation All except for one Leslie Wexner founder of The Limited retail chain and a former Palm Beacher who is said to have been a mentor to Epstein exner sold Epstein one of his most lavish residences a massive townhouse that dominates a block on Manhattans Upper East Side It is reported to have among its finer features closed-circuit television and a heated sidewalk to melt away fallen snow That townhouse thought to be the largest private residence in fvlanhattan is only a piece of the extravagant world Epstein built over time In Jew Mexico he constructed a 27,0-square-foot hilltop mansion on a ranch outside Santa Fe Many believed it to be the largest home in the state In Palm Beach he bought a waterfront home on El Brillo Way And he owns a 100-acre private island in the Virgin Islands Perhaps as remarkable as his lavish homes is his extensive network of friends and associates at the highest echelons of power This includes not only socialites but also business tycoons media moguls politicians royalty and Nobel Prize-winning scientists whose research he often funds Just like other people collect art he collects scientists said fv1artin Jowak who directs the Program for Evolutionary Dynamics at Harvard University and was reportedly the recipient of a million research donation from Epstein Epstein is said to have befriended former Harvard President Larry Summers prominent law Professor Alan Dershowitz Donald Trump and New York Daily News Publisher Mort Zuckerman And yet he managed for decades to maintain a low profile He avoids eating out and was rarely photographed The odd thing is I never met him said Dominick Dunne the famous chronicler of the trials and tribulations of the very rich I wasnt even aware of him except for a Vanity Fair article Epsteins friendship with Clinton has attracted the most attention Epstein met Clinton as early as when he paid tens of thousands of dollars to join him at an intimate fund-raising dinner in Palm Beach But from all appearances they did not become close friends until after Clinton left the Oval Office and moved to New York Epstein has donated more than to Democratic candidates campaigns including John Kerrys presidential bid the reelection campaign of New Mexico Gov Bill Richardson and the Senate bids of Joe Lieberman Hillary Rodham Clinton Christopher Dodd and Charles Schumer Powerful friends and enemies A Vanity Fair profile found cracks in the veneer of Epsteins life story The article said he left Bear Stearns in the wake of a federal probe and a possible Securities and Exchange Commission violation It also pointed out that Citibank once sued him for defaulting on a million loan The article suggested that one of his business mentors and previous employers was Steven Hoffenberg now serving a prison term after bilking investors out of more than million in one of the largest Ponzi schemes in American history As he amassed his wealth Epstein made enemies in disputes both large and small He sued the man who in sold him his multimillion dollar Palm Beach home over a dispute about less than in furnishings A former friend claimed Epstein backed out of a promise to reimburse im hundreds of thousands of dollars after their failed investment in Texas oil wells A judge decided Epstein owed him nothing http://w.palmbeachpost.com/p bcwest content/local_ news la_ EPSTEIN_ html Confidential JPM-SDNYLIT-00269396 Case Document Filed Page of Jeffrey Epstein craved big homes elite friends and investigators say underage girls Page of Its a bad memory I would rather not have ever met Jeffrey Epstein said Michael Stroll the retired former president of Williams Electronics and Sega Corp Suffice it to say I have nothing good to say about him Among the characteristics most attributed to Epstein is a penchant for women He has been linked to Maxwell a fixture on the high-society party circuits in both New York and London Previous girlfriends are said to include a former Ms Sweden and a Romanian model Hes a lot of fun to be with Donald Trump told New York magazine in It is even said that he likes beautiful women as much as I do and many of them are on the younger side No doubt about it Jeffrey enjoys his social life Investigation leads to Epstein Although he was not a frequenter of the Palm Beach social scene he made his presence felt Among his charitable donations he gave to the Palm Beach Police Department and to Ballet Florida In Palm Beach he lived in luxury Three black Mercedes sat in his garage alongside a green Harley-Davidson His jet waited at a hangar at Palm Beach International Airport At home a private chef and a small staff stood at the ready From a window in his mansion he could look out on the lntracoastal Waterway and the West Palm Beach skyline He seemed to be a man who had everything But extraordinary wealth can fuel extraordinary desires In fvlarch a worried mother contacted Palm Beach police She said another parent had overheard a conversation between their children Now the mother was afraid her 14-year-old daughter had been molested by a man on the island The phone call triggered an extensive investigation one that would lead detectives to Epstein but leave them frustrated Palm Beach police and the state attorneys office have declined to discuss the case But a Palm Beach police report detailing the criminal probe offers a window into what detectives faced as they sought to close in on Epstein Detectives interviewed the girl who told them a friend had invited her to a rich mans house to pe1iorm a massage She said the friend told her to say she was if asked At the house she said she was paid after stripping to her panties and massaging the man while he masturbated Police interview alleged victims The investigation began in full after the girl identified Epstein in a photo as the man who had paid her Police arranged for garbage trucks to set aside Epsteins trash so police could sift through it They set up a video camera to record the comings and goings at his home They monitored an airport hangar for signs of his private jets arrivals and departures They quickly learned that the woman who took the 14-year-old girl to Epsteins house was Haley Robson a Palm Beach Community College student from Loxahatchee In a sworn statement at police headquarters Robson then admitted she had taken at least six girls to visit Epstein all between the ages of and Epstein paid her for each visit she said During the drive back to her house Robson told detectives Im like a Heidi Fleiss Police interviewed five alleged victims and witnesses Their report shows some of the girls said they had been instructed to have sex with another woman in front of Epstein and one said she had direct intercourse with him In October police searched the Palm Beach mansion They discovered photos of naked young-looking females just as several of the girls had described in interviews Hidden cameras were found in the garage area and inside a clock on Epsteins desk alongside a girls high school transcript Two of Epsteins former employees told investigators that young-looking girls showed up to perform massages two or three times a day when Epstein was in town They said the girls were permitted many indulgences A chef cooked for them Workers gave them rides and handed out hundreds of dollars at a time One employee told detectives he was told to send a dozen roses to one teenage girl after a high school drama performance Others were given rental cars One according to police received a Christmas bonus The cops moved to cement their case But as they tried to tighten the noose they encountered other forces at work In Orlando they interviewed a possible victim who told them nothing inappropriate had happened between her and Epstein They asked her http://w.palmbeachpost.com/p bcwest content/local_ news la_ EPSTEIN_ html Confidential JPM-SDNYLIT-00269397 Case Document Filed Page of Jeffrey Epstein craved big homes elite friends and investigators say underage girls Page of whether she had spoken to anyone else She said yes a private investigator had asked her the same questions When they subpoenaed one of Epsteins former employees he told them the same thing He and a private eye had met at a restaurant days earlier to go over what the man would tell investigators Detectives received complaints that private eyes were posing as police officers When they told Epsteins local attorney Guy Fronstin he said the investigators worked for Roy Black the high-powered Miami lawyer who has defended the likes of Rush Limbaugh and William Kennedy Smith While the private eyes were conducting a parallel investigation Dershowitz the Harvard law professor traveled to West Palm Beach with information about the girls From their own profiles on the popular Web site rvlySpace.com he obtained copies of their discussions about their use of alcohol and marijuana He took his research to a meeting with prosecutors in early where he sought to cast doubt on the teens reliability The private eyes had dug up enough dirt on the girls to make prosecutors skeptical Not only did some of the girls have issues with drugs or alcohol but also some had criminal records and other troubles Epsteins legal team claimed And at least one of them they said lied when she told police she was younger than when she started performing massages for Epstein After the meeting prosecutors postponed their decision to take the case to a grand jury In the following weeks police received complaints that two of the victims or their families had been harassed or threatened Epsteins legal team maintains that its private investigators did nothing illegal or unethical during their research By then relations betvveen police and prosecutors were fraying At a key meeting with prosecutors and the defense Detective Joseph Recarey the lead investigator was a no-show according to Epsteins attorney The embarrassment on the prosecutors face was evident when the police officer never showed up for the meeting attorney Jack Goldberger said Later in April Recarey walked into a prosecutors office at the state attorneys office and learned the case was taking an unexpected turn The prosecutor Lanna Belohlavek told Recarey the state attorneys office had offered Epstein a plea deal that would not require him to serve jail time or receive a felony conviction Recarey told her he disapproved of the plea offer The deal never came to pass however Future unclear after charge On rvlay the department asked prosecutors to approve warrants to arrest Epstein on four counts of unlawful sexual activity with a minor and to charge his personal assistant Sarah Kellen now for her alleged role in arranging the visits Police officials also wanted to charge Robson the self-described Heidi Fleiss with lewd and lascivious acts By then the depaiiment was frustrated with the way the state attorneys office had handled the case On the same day the warrants were requested Palm Beach Police Chief Michael Reiter wrote a letter to State Attorney Barry Krischer suggesting he disqualify himself from the case if he would not act Two weeks later Recarey was told that prosecutors had decided once again to take the case to the grand jury It is not known how many of the girls testified before the grand jury But Epsteins defense team said one girl who was subpoenaed the one who said she had sexual intercourse with Epstein never showed up The grand jurys indictment was handed down in July It was not the one the police department had wanted Instead of being slapped with a charge of unlawful sexual activity with a minor Epstein was charged with one count of felony solicitation of prostitution which carries a maximum penalty of five years in prison He was booked into the Palm Beach County Jail early July and released hours later Epsteins legal team doesnt dispute that he had girls over for massages Goldberger said But he said their claims that they had sexual encounters with him lack credibility They are incapable of being believed he said They had criminal records They had accusations of theft made against them by their employers There was evidence of drug use by some of them http://w.palmbeachpost.com/p bcwest content/local_ news la_ EPSTEIN_ html Confidential JPM-SDNYLIT-00269398 Case Document Filed Page of Jeffrey Epstein craved big homes elite friends and investigators say underage girls What remains for Epstein is yet to be seen Page of The Palm Beach Police Department has asked the FBI to investigate the case It also has returned the Epstein donated in In New York candidates for governor and state attorney general have vowed to return a total of at least in campaign contributions from Epstein Meanwhile Epsteins powerful friends have remained silent as tabloids and Internet biogs feast on the public details of the police investigation Goldberger maintains Epsteins innocence but says the legal team has not ruled out a future plea deal He insists Epstein will emerge in the end with his reputation untarnished He will recover from this he said Sponsored links Ruths Chris Steak House The greatest steak youve ever had Reserve your Palm Beach table now w.ruthschris.com New Costa Rica Property Ocean and Mountain Views Pre-Development Pricing Free DVD w.CostaLandSales.com Find an Orthopedic Surgeon Locate a Stryker specialist in 231Florida using the latest technologies w.aboutstryker.com Hoodia Diet Seen on Minutes New Hoodia Diet Patch Promises Fast Weight Loss No Hunger Week Free w.curbyourcravings.com/hoodia Honda Power Generators Top of the Line Power Generators Honda Yamaha WE DELIVER TO YOU w.wisesales.com Place Ad Build a classified ad with photos Free Ad With Photos Classified items or less Advertise With Us In print and online Mi e.io.:t li LAKE WORTH House View Entire Acl FIORE TH View Entire Acl WEST PALM BEACH Duplex View E11tire Acl CENTURY VILLAGE Condo hew Acl Buy a link here http://w.palmbeachpost.com/p bcwest content/local_ news la_ EPSTEIN_ html Confidential JPM-SDNYLIT-00269399 Case Document Filed Page of Jeffrey Epstein craved big homes elite friends and investigators say underage girls SUNFLOWER House hew irac Ad SUN TERRACE TH View i.:11tirac Ad View all Hot Rentals Copyright The Palm Beach Post All rights reserved By using PalmBeachPostcom you accept the terms of our visitor agreement Please read it Contact PalmBeachPost.com I Privacy Policy I Our Partners I Advertise with The Post Page of http://w.palmbeachpost.com/p bcwest content/local_ news la_ EPSTEIN_ html Confidential JPM-SDNYLIT-00269400 Case Document Filed Page of Jeffrey Epstein International Moneyman of Mystery New York agaz1ne PROF!LE Jeffrey Epstein International Moneynian of Mystery Hes pals with a passel of Nobel Prize-winning scientists CEOs like Leslie Wexner of t:he Limited socialite Ghislaine Maxwell even Donald Trump But it wasnt until he flew Bill Clinton Kevin Spacey and Chris Tucker to Africa on his private Boeing that the world began to wonder who he is By Landon Thomas Jr Cash Casual Epstein dresses down Photo Courtesy of ieffrey Epstein He comes with cash to burn a fleet of airplanes and a keen eye for the ladies to say nothing of a relentless brain that challenges Nobel Prize vinning scientists across the country and for financial markets around the world Ever since the Posts Page Six ran an item about the presidents late-September visit to Africa with Kevin Spacey and Chris Tucker on his new benefactors customized Boeing the question of the day has been Who in the world is Jeffrey Epstein Its a life full of question marks Epstein is said to run bi11ion for wealthy clients yet aside from Limited founder Leslie Wexner his client list is a closely held secret A former Dalton math teacher he maintains a peripatetic salon of brilliant scientists yet possesses no bachelors degree For more than ten years hes been linked to Manhattan-London society figure Ghislaine Ma,l:well daughter of the mysteriously deceased media titan Robert Maxwell yet he lives the life of a bachelor logging hours a year in his various planes as he scours the world for investment oppmtunities He owns what is said to be Manhattans largest private house yet runs his business from a 100-acre private island in St Thomas Power on vVaH Street has generally accrued to those who have made their open bids for it Soros vVasserstein Kravls WeiH The Sturm und Drang of their successes and failures has been played out in public Epstein breaks the mold Most everyone on the Street has heard of him but nobody seems to know what the hell he is up to Which is just the way he likes it My belief ls that Jeff maintains some sort of money-management firm though you wont get a straight answer from him says one well-known investor I--Ie once told me he had people working for him and Ive also heard that he manages Rockefeller money But one never knows Its like looking at the Vizard of Oz there may he less there than meets the eye Says another prominent Wall Streeter He is this mysterious Gatshyesque figure He likes people to think that he is very rich and he cultivates this air of aloofness The whole thing is weird The wizard that meets the eye is spare and fit with a long jaw and a carefully coiffed head of silver hair he Page of Confidential JPM-SDNYLIT-00269401 Case Document Filed Page of Jeffrey Epstein International Moneyman of Mystery looks like a ta11er younger Ralph Lauren A raspy Brooklyn accent betrays his mey Island origins He spends an hour and fifteen minutes every day doing advanced yoga with his personal instructor who travels with him wherever he goes He is an enthusiastic member of the Trilateral Commission and the Council on Foreign Relations He dresses casually jeans open-necked shirts and sneakers and is rarely seen in a tie lndeed those close to him say the reason he quit his board seat at the Rockefeller Institute was that he hated wearing a suit It feels like a dress he told one friend Epstein likes to tell peop1e that hes a loner a man whos never touched alcohol or drugs and one whose nightlife is far from energetic And yet if you ta1k to Donald Trump a different Epstein emerges Ive known Jeff for fifteen years Terrific guy Trump booms from a speakerphone Hes a lot of-fun to be with It is even said that he likes beautiful women as much as I do and many of them are on the younger side No doubt about it Jeffrey enjoys his social life But beautifu1 women are only a part of it Because heres the thing about Epstein As some co Hect butterflies he co11ects beautiful minds invest in peop1e be it politics or science Its what I do he has said to friends And his latest prize addition is the former president In his eyes Clinton as a species represents the highest evolutionary form of the political animal To be up close to him as he was during the African journey is akin to seeing the rarest of beasts on a safari As he put it to a friend upon his return from Africa If you were a boxer at the downtown gymnasium at 14th Street and Mike Tyson walked in your face would have the same look as these foreign leaders had when C1inton entered the room He is the worlds greatest politician Jeffrey is both a highly successful financier and a committed philanthropist with a keen sense of global markets and an in-depth knowledge of twenty-first-century science Clinton says through a spokesman I especially appreciated his insights and generosity during the recent trip to Africa to work on democratization empowering the poor citizen service and combating HIV AIDS Before Clinton Epsteins rare appearances in the gossip columns tended to he speculation as to the true nature of his relationship with Ghislaine Maxwell While they are still friends the English tabloids have postulated that Maxwell has longed for a more permanent pairing and that for undetermined reasons Epstein has not reciprocated in kind Its a mysterious relationship that they have says society journalist David Patrick Columbia In one way they are soul mates yet they are hardly companions anymore Its a nice conventional relationship where they serve each others purposes Friends of the two say that Maxwell whose social life has always been higher-octane than Epsteins lent a little pizzazz to the lower-profile Epstein Indeed at a party at Ma,l:wells house her friends say one is just as apt to see Russian ladies of the night as one is to see Prince Andrew The Oxford-educated Ma,l:well described by many as a man-eater she flies her ovm helicopter and was recently seen dining with Clinton at Ne Hos on Madison Avenue lives in her own townhouse a few blocks away Epstein is frequently seen around town with a bevy of comely young women but there has been no boldfaced name to replace Maxwell You may read about Jeffrey in the social columns but there is much more to him than that says Jeffrey Leeds of the private equity firm Leeds Weld Co Hes a talented money manager and an extremely hardworking person with broad interests Most unusual though is that in this media-obsessed age he is not in any sense a self-promoter Born in and raised in Coney Island Epstein went to Lafayette High School According to his bio he took some classes in physics at Cooper Union from to I--Ie left Cooper Union in and attended Page of Confidential JPM-SDNYLIT-00269402 Case Document Filed Page of Jeffrey Epstein International Moneyman of Mystery NYUs Courant Institute where he took courses in mathematical physiology of the heart leaving that school too ithout a degree Between and Epstein taught calculus and physics at the Dalton School By most accounts he was something of a Robin vVilliams-in-Dead Poets Society type of figure wowing his high-school classes with passionate mathematical riffs So impressed was one Wall Street father of a student that he said to Epstein point-blank What are you doing teaching math at Dalton You should he working on Wall Street why dont you give my friend Ace Greenberg a call Print Ti,is October issue of i Jevv York Magazine Restrooms in NYC New York Na.mrns Free Guide to Public Restrooms from FrommersA Request Yours ovv Needed i Tr,::vel Nursing Jobs No UN Up to SB5,0/yr Benefits in i JY New York City Aer!ai Sreathu::king birds eye views of iJY on Windows live Local Page I I I Next New York Acting School Acting Classes with the Industrys Top Professionals NYC l.A Chicago Page of Confidential JPM-SDNYLIT-00269403
